Internet Payment Solutions
Desjardins offers solutions that are comprehensive, secure and easy to integrate to a website. Merchants can now fully benefit from the myriad of advantages of online sales as well as Desjardins pricing, which, unlike the competition, is without hidden fees or surcharges.
With Desjardins eCommerce solutions, you can:
Take advantage of the unique pricing that has been specially devised to help your business grow and be profitable.
- Not subject to surcharges due to the type of credit card used or the way the transaction was completed
- Guaranteed for a year, regardless of the variation in interchange rates
- Calculated on the total annual volume generated by all Desjardins payment solutions
- Desjardins is the only service provider that offers a single and unique discount rate for Visa and MasterCard.
Take advantage of an efficient virtual management
- Accept Visa, MasterCard, American Express, JCB and Desjardins private-label cards.
- Purchase, refund, cancellation, pre-authorization, pre-authorization completion, multiple refunds and transaction status verification.
- Real-time management with online transaction reports.
A gateway to performance
The success of online business lies in trustworthy and secure payment solutions. The NETBANX payment gateway by Optimal Payments is used by Desjardins thanks to it ease of use, its advanced features regarding virtual transaction management as well as its robust fraud-fighting tools online.
Included in the basic offer:
- Address Verification System (AVS)
- Validation of card verification value (CVV2)
- Negative databases: card numbers and e-mail messages
Optional:
- 3D Secure (Verified by Visa and MasterCard Secure Code)
- Geo-IP address check
- BIN check
- Velocity check
Tools and services included with all solutions:
Tokenization
Allows easy traceback of transactions completed through the payment solution.Eliminates the need to keep your customers’ card numbers.
Online administration module
Intuitive navigation interface, search tools and creation of powerful reports. Handy for the merchant’s bank reconciliation and for resolving irregularities related to transactions.
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Transactions reports
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Virtual Terminal
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User profile management
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Programmed reports
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